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Insurance Services

Whether you're making plans for your business, your family's financial security or passing on your estate, insurance is often the key to making sure those plans become realities, even in the face of catastrophe. But buying insurance of any kind can be a daunting task, with countless options and complicated proposals to consider.

The professionals at Clifton Gunderson Financial Services can help you make the right decisions about life, disability and long-term care and property/casualty insurance, plus group plans and annuity products. Our consultative process includes a—

  • Detailed assessment of your needs
  • Thorough search of the best product options on the market
  • An easy-to-understand recommendation on the choices that maximize the value for your dollar

Whether you're self-insuring, buying new coverage, or concerned about insurance you already own, we can help you find the right answer. Once you've made a decision, your CGFS advisor is fully licensed to help you implement your insurance solution.

Clifton Gunderson Financial Services offers a complete range of insurance services, including—

  • Life Insurance Policy Review—Life insurance policies become outdated. We can determine if your policy still meets your needs, and evaluate how it stacks up against many of the best products in the marketplace.
  • Executive Long Term Care (LTC) Insurance—Provides a significant current tax deduction and a valuable retirement benefit; it can be offered to select executives or owners.
  • Section 412(i) Qualified Retirement Plans—Provides the maximum permitted deductible contribution toward retirement, with no market risk.
  • Supplemental Disability Insurance—For most highly-compensated executives and professionals, the ability to earn future income is significantly underinsured. CGFS can provide a program that helps fill the gap with supplemental disability insurance.
  • Non-Qualified Deferred Compensation Plan—Our professionals can design a plan with strong financial incentives for key employees, and provide administration and plan financing options.

Privacy Statement

Business Continuity Plan

Accounting services offered through Clifton Gunderson LLP. Advisory services offered through Clifton Gunderson Financial Advisors L.L.C., a registered investment advisor. Fixed rate insurance products offered through CG Risk Management L.L.C. Retirement Plan Administration services offered through CGFS Holding LLC.

Securities offered through CG Brokerage L.L.C., member FINRA/SIPC or securities offered through ValMark Securities, Inc., member FINRA/SIPC - 130 Springside Drive, Suite 300 , Akron , OH 44333-2431 (1-800-765-5201). ValMark Securities, Inc. is a separate entity from all Clifton Gunderson companies.

CG Brokerage L.L.C., Office of Supervisory Jurisdiction, 1111 Deming Way, Suite 100 , Madison , WI 53717 (608) 662-9140.

The information contained herein is general in nature and is not intended, and should not be construed, as legal, accounting, or tax advice or opinion provided by Clifton Gunderson LLP to the reader. The reader also is cautioned that this material may not be applicable to, or suitable for, the reader's specific circumstances or needs, and may require consideration of non-tax and other tax factors if any action is to be contemplated. The reader should contact his or her Clifton Gunderson LLP or other tax professional prior to taking any action based upon this information. Clifton Gunderson LLP assumes no obligation to inform the reader of any changes in tax laws or other factors that could affect the information contained herein.