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Retirement Services

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CliftonLarsonAllen Wealth Advisors, LLC

Effective February 25th, 2012, Clifton Gunderson Wealth Advisors LLC is providing Investment Advisory Services through CliftonLarsonAllen Wealth Advisors, LLC (“CLA Wealth Advisors”), an SEC Registered Investment Advisor. On January 2, 2012, the accounting and consulting firms of Clifton Gunderson LLP and LarsonAllen LLP combined to form a new firm, CliftonLarsonAllen LLP. CLA Wealth Advisors is a separate legal entity that combines advanced techniques and tools in tax, estate, retirement, financial, and investment planning with the insight and experience of our wealth advisors. Our national wealth advisory practice is among the top five in the accounting profession with nearly $3 billion in assets under management. More

Whether you are young or wish you were younger…moderately compensated or highly paid…assuring a financially secure retirement is up to you. There are countless investment options as well as tax and financial planning decisions you need to make now that will affect your lifestyle in later years.

Clifton Gunderson’s retirement planning professionals can help you manage all of the variables associated with smart planning now and for the future. Effective retirement planning combines the skills of the traditional estate planner, financial planner, tax planner and employee benefits planner, not to mention expertise in real estate and other areas of your financial life.

Of course, no one knows what the future holds. But we can help you analyze the variables, make informed decisions and set up a plan that helps you achieve the lifestyle you desire.

One component of retirement planning is running “what if” scenarios. But that’s just the beginning. You also need to coordinate your total planning with your power of attorney and beneficiaries designations, learn how and when to use trusts to hold assets, decide when to claim social security benefits, when to pull distributions from retirement plans versus personal after-tax assets, and plan for the cost of medical care in your later years. In fact, with many people living longer lives, planning for health care and long-term care expenses has become a key aspect of overall retirement planning.

Our retirement planning recommendations address –

  • Cash flow planning
  • Managing investment risk
  • Investment alternatives
  • Planning the funding of retirement plans
  • Optimizing retirement plan distributions
  • Maximizing social security benefits
  • Your personal residence
  • Long-term budgeting for maximum long-term income
  • Maximizing tax deferred wealth for future generations