Important Disclaimers and Disclosures |
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Legal Disclaimer
CliftonLarsonAllen Wealth Advisors, LLC
Effective February 25th, 2012, Clifton Gunderson Wealth Advisors LLC is providing Investment Advisory Services through CliftonLarsonAllen Wealth Advisors, LLC (“CLA Wealth Advisors”), an SEC Registered Investment Advisor. On January 2, 2012, the accounting and consulting firms of Clifton Gunderson LLP and LarsonAllen LLP combined to form a new firm, CliftonLarsonAllen LLP. CLA Wealth Advisors is a separate legal entity that combines advanced techniques and tools in tax, estate, retirement, financial, and investment planning with the insight and experience of our wealth advisors. Our national wealth advisory practice is among the top five in the accounting profession with nearly $3 billion in assets under management. More
Clifton Gunderson Wealth Advisors Holding LLC (“CGWAH”) is a holding company that serves as a managing entity for CG Brokerage LLC (“CGB”), a limited purpose broker dealer registered with the SEC, member FINRA/SIPC. CGB offers securities of open-ended mutual funds and variable insurance products. The Office of Supervisory Jurisdiction of CGB is located at: 8215 Greenway Boulevard, Suite 610, Middleton, WI 53562, phone: (866) 733-2487.
Securities may also be offered through a non-affiliated entity - ValMark Securities, Inc., a registered broker dealer, member of FINRA/SIPC – 130 Springside Drive, Suite 300, Akron, OH 44333-2431 (1-800-765-5201). ValMark Securities, Inc. is a separate entity from all Clifton Gunderson companies.
Fixed rate annuities and other non-securities insurance products are offered through CG Risk Management LLC, an insurance agency.
Tax Disclaimers
The information contained herein is general in nature and is not intended, and should not be construed, as legal, accounting, investment or tax advice or opinion provided by CliftonLarsonAllen LLP to the reader. The reader also is cautioned that this material may not be applicable to, or suitable for, the reader's specific circumstances or needs, and may require consideration of non-tax and other tax factors if any action is to be contemplated. The reader should contact his or her CliftonLarsonAllen LLP or other tax professional prior to taking any action based upon this information. CliftonLarsonAllen LLP assumes no obligation to inform the reader of any changes in tax laws or other factors that could affect the information contained herein.
Privacy Policy
At CLA Wealth Advisors we take your privacy very seriously. For more information about how we handle your non-public information that you provide to us please review our Privacy Notice.
Internet Security
CLA Wealth Advisors may provide you, as an additional service, with Internet access to your accounts at Charles Schwab & Co., TD Ameritrade, or through eMoney (commonly and jointly referred to as the "products"). When you use the products, you are logging in to proprietary technology of each respective provider. CLA Wealth Advisors and its related companies are not affiliated with these providers. When you use the products, the privacy of your personal information is covered by terms of CLA Wealth Advisor's Privacy Notice as described above, and by the privacy policies of each respective provider. You may obtain these privacy policies directly from the provider or from your CLA Wealth Advisor professional.
You are responsible for your personal computer’s Internet security (firewalls, spyware, virus protection, etc.) when using the products. CLA Wealth Advisor can not be responsible for any unauthorized access to your information if it occurs while you use the products from a computer outside of CLA Wealth Advisor’s network.
Business Continuity/Disaster Recovery
In case of a major disruption of our normal business we have prepared a plan to ensure that we continue to provide you with services. Please review our Business Continuity Plan.
Newsletters and Other Publications
References to past performance can not be interpreted as a prediction or guarantee of future results. References to possible future returns are neither promises nor estimates of actual returns a client’s portfolio may achieve. Any forecasts are for illustrative purposes only and are not to be relied upon as advice or interpreted as a recommendation.
The purpose of newsletters and other general publications is purely informational and should not be relied on for accounting, legal, tax or investment advice.
Strategies described may not be suitable for all investors, and further considerations of non-tax or other tax factors may be required if any action is to be contemplated. Opinions, estimates and statements of financial market trends are based on current market conditions; they constitute our judgment and are subject to change without notice. We believe that the information that we provide is reliable, but do not warrant its accuracy or completeness. This material should not be interpreted as an offer or solicitation for the purchase or sale of any security or any other financial instrument. The reader should contact his or her CLA Wealth Advisors or other tax or investment professional prior to taking any action based upon this information. CLA Wealth Advisors and its affiliates assume no obligation to inform the reader of any changes in laws or other factors that could affect the information contained therein.
Index benchmarks, when used, are provided for reference and competitive purposes only. Indexes are unmanaged; one cannot invest directly in an index. Diversification does not guarantee investment results and does not eliminate the risk of loss. International investing involves a greater degree of risk and increased volatility due to such factors as fluctuations in currency exchange rates, differences in accounting and taxation policies; some overseas markets may not be as politically and economically stable as the United States and other nations.
The views expressed are those of CLA Wealth Advisors. They are subject to change at any time and do not necessarily reflect opinions of other firms.
If you have any questions, comments, concerns or wish to report a complaint against any of our professionals please do not hesitate to contact our Corporate Office at (866) 733-2487. You can also write to us via email to CGWA@cliftonwealthadvisors.com, or to:
CliftonLarsonAllen Wealth Advisors, Attn: Compliance Officer
8215 Greenway Blvd, Suite 600
Middleton, WI 53562
